1. Home
  2. Maryland
  3. Frederick County
  4. Middletown
  5. N Pointe Ter

202 N Pointe Ter, Middletown, MD 21769 Property Records

Frederick County property record for 202 N Pointe Ter, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,344 sqft · built 2002
Lot Size0.254 acres (11,070 sqft)
Owner2 Trust Names on File
Last Sale$510,000 (May 2018)
Tax Bill$8,966 (2025)
Deeds & MortgagesJan 2026 Transfer
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-165051

Property Details

APN / Parcel Number

Primary APN03-165051
Alternative APN
  • 165051

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,344 sqft Living Area
Gross Area4,824 sqft
1st Floor Area1,472 sqft
Basement Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,070 sqft (0.254 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area216 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number165051
Street Address202 N POINTE TER
CityMIDDLETOWN
StateMD
Zip21769-8061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 16 PLAT 3 11,070 SQ. FT. NORTH POINTE
Legal SubdivisionNORTH POINTE
Legal Lot Number16
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group2
Census Block2002
Census Tract752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

202 N Pointe Ter is owner-occupied and held in a trust since January 2026.

Source: Frederick County records, as of August 31, 2026

Owner of Record2 Trust Names on File
Mailing Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Intrafamily Transfer, Transfer
May 15, 2018Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jan 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2018 · Amount on File
Deed SaleMay 15, 2018 · Amount on File
Prior SaleJul 13, 2007 · Amount on File
Deed Book / Page12415 / 129
Last Transfer DateJan 20, 2026
Transfer Doc0176960257
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 23, 2026
Property Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061
Document Number0176960257
Book / Page17696 / 257
Map ReferenceMB 72 PL 147
Instrument DateJan 20, 2026
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 15, 2018
Property Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061
Document Number0124150129
Book / Page12415 / 0129
Map ReferenceMB72 PG147
Instrument DateMay 9, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCLEAR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061

Mortgage

Document Number0012415136
DateMay 15, 2018
Instrument12415/136
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address202 N POINTE TER, MIDDLETOWN, MD 21769-8061
Document Number0116410157
Book / Page011641 / 000157
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address202 N POINTE TER MIDDLETOWN MD 217698061, MIDDLETOWN, MD 21769-8061

Mortgage

Document Number0116410157
DateJan 30, 2017
Book Page011641/000157
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 202 N Pointe Ter was $8,966, up 13% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityMiddletown Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$675,600 (+10.65%) Land $121,600 Building $554,000$675,600 (-) Land $121,600 Building $554,000
2025$8,966.00 (+12.99%)$610,600$675,600 Land $121,600 Building $554,000
2024$7,935.00 (+16.09%)
2023$6,835.00$480,600 Land $101,100 Building $379,500$480,600 Land $101,100 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 N Pointe Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 N Pointe Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MIDDLETOWN
serves 5,132 people · EPA ID MD0100018
Water SourceGroundwater
Last State InspectionJan 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on N Pointe Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures