204 Loretta Dr, Middletown, OH 45044 Property Records

Butler County property record for 204 Loretta Dr, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,650 sqft · built 1959
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Tax Bill$3,328 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNQ6541-026-000-038

Property Details

APN / Parcel Number

Primary APNQ6541-026-000-038
Alternative APNs
  • 0003200
  • 58705
  • 59167

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,650 sqft Living Area
1st Floor Area1,245 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions183 ft deep x 91 ft wide
View / LotNeighborhood / Spot
Garage Area390 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area30 sqft
Deck Area756 sqft
Patio Area756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address204 LORETTA DR
CityMIDDLETOWN
StateOH
Zip45044-5362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10878 ENT
Legal SubdivisionGROSSMAR SEC 02
Legal Lot Number10878
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1002
Census Tract12500

Owner

204 Loretta Dr is owned and occupied by an individual.

Source: Butler County records, as of July 22, 2026

Owner of RecordIndividual Name on File
Mailing Address204 LORETTA DR, MIDDLETOWN, OH 45044-5362
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address204 LORETTA DR, MIDDLETOWN, OH 45044-5362
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 LORETTA DR, MIDDLETOWN, OH 45044-5362

Mortgage

Document Number0000057053
DateOct 5, 2021
Book Page9735/1216
Instrument2021-00057053
Lender
NameMYUSA CU
TypeCredit Union
AddressFRANKLIN, OH 45005
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 4, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 204 Loretta Dr was $3,328 with a homeowner's exemption.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,328.00 Homeowner's exemption$78,730 Land $11,990 Building $66,740$224,930 Land $34,250 Building $190,680
2023$3,571.00 (+31.05%) Homeowner's exemption$78,730 (+41.47%) Land $11,990 Building $66,740$224,930 Land $34,250 Building $190,680
2022$2,725.00 Homeowner's exemption$55,650 Land $11,990 Building $43,660
2020$158,980 Land $34,250 Building $124,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Loretta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 Loretta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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