Butler County property record for 112 Loretta Dr, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,384 sqft · built 1957 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2020) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Q6541-026.000-031 |
| Primary APN | Q6541-026.000-031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 183 ft deep x 91 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 564 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003500 |
|---|---|
| Old Parcel Number | Q6541026.000031 |
| Street Address | 112 LORETTA DR |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-5360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10881 ENT |
| Legal Subdivision | GROSSMAR SEC 02 |
| Legal Lot Number | 10881 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12500 |
112 Loretta Dr is owned and occupied by an individual who bought it in June 2020.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 LORETTA DR, MIDDLETOWN, OH 45044-5360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jun 11, 2020 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on File |
| Deed Sale | Jun 11, 2020 · Amount on File |
| Prior Sale | Feb 12, 2020 |
| Deed Document Number | 0000023863 |
| Deed Book / Page | 9454 / 1195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 112 LORETTA DR, MIDDLETOWN, OH 45044-5360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 LORETTA DR, MIDDLETOWN, OH 45044-5360 |
| Document Number | 0000027741 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 9863/1018 |
| Instrument | 2022-00027741 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SMITHS CREEK, MI 48074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 11, 2020 |
| Property Address | 112 LORETTA DR, MIDDLETOWN, OH 45044-5360 |
| Document Number | 0000023863 |
| Book / Page | 9454 / 1195 |
| Instrument Date | May 9, 2020 |
| Instrument | 2020-00023863 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | RT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 DEXTER PARK BLVD, CINCINNATI, OH 45241-2299 |
| Document Number | 0094541199 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 9454/1199 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Number | 0000023865 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 9454/1214 |
| Instrument | 2020-00023865 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | MIDDLETOWN, OH 45044 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 112 Loretta Dr was $3,488.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 | $66,300 Land $11,990 Building $54,310 | $189,420 Land $34,250 Building $155,170 |
| 2023 | $3,404.00 (+24.28%) | $66,300 (+40.64%) Land $11,990 Building $54,310 | $189,420 Land $34,250 Building $155,170 |
| 2022 | $2,739.00 | $47,140 Land $11,990 Building $35,150 | |
| 2020 | $134,680 Land $34,250 Building $100,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Loretta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 112 Loretta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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