202 Loretta Dr, Middletown, OH 45044 Property Records

Butler County property record for 202 Loretta Dr, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1959
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6541-026-000-035`

Property Details

APN / Parcel Number

Primary APN	`Q6541-026-000-035`
Alternative APNs	`0003300` `438352` `441886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	183 ft deep x 91 ft wide
View / Lot	Neighborhood / Spot
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	200 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 LORETTA DR
City	MIDDLETOWN
State	OH
Zip	45044-5362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10879 ENT
Legal Subdivision	GROSSMAR SEC 02
Legal Lot Number	10879
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	12500

Owner

202 Loretta Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Butler County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 LORETTA DR, MIDDLETOWN, OH 45044-5362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Apr 10, 2025 · Amount on File
Deed Document Number	20264136
Deed Book / Page	10317 / 307
Prior Transfer Date	Apr 8, 2025
Prior Transfer Doc	0000011670
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 5, 2026
Property Address	202 LORETTA DR, MIDDLETOWN, OH 45044-5362
Document Number	0000004136
Book / Page	10317 / 307
Instrument Date	Jan 23, 2026
Instrument	2026-00004136
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0010317310
Date	Feb 5, 2026
Instrument	10317/310

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 202 Loretta Dr was $4,258, up 15% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,258.00 (+15.05%)	$65,890 (-) Land $11,990 Building $53,900	$188,260 (-) Land $34,250 Building $154,010
2024	$3,701.00 (+27.09%) Homeowner's exemption	$65,890 (-) Land $11,990 Building $53,900	$188,260 (-) Land $34,250 Building $154,010
2023	$2,912.00 (+32%) Homeowner's exemption	$65,890 (+41.03%) Land $11,990 Building $53,900	$188,260 Land $34,250 Building $154,010
2022	$2,206.00 Homeowner's exemption	$46,720 Land $11,990 Building $34,730
2020			$133,490 Land $34,250 Building $99,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Loretta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 202 Loretta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20