204 E Prospect St, Painesville, OH 44077 Property Records

Lake County property record for 204 E Prospect St, Painesville, OH 44077

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,220 sqft · built 1910
Lot Size	0.193 acres (8,442 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Aug 2023)
Tax Bill	$3,519 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-D-004-0-00-042-0`

Property Details

APN / Parcel Number

Primary APN	`15-D-004-0-00-042-0`
Alternative APN	`E 115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,220 sqft Total Area
Gross Area	2,558 sqft
1st Floor Area	616 sqft
Basement Area	338 sqft
Unfinished Basement	338 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	8,442 sqft (0.193 acres)
Lot Dimensions	148 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	E 115
Street Address	204 E PROSPECT ST
City	PAINESVILLE
State	OH
Zip	44077-4044
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Description	PART OF LOT 58 & 43
Legal Subdivision	WILLIAM BARNES SURV
Legal Lot Number	58,43 43
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	1
Census Block	1003
Census Tract	204500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	204 E PROSPECT ST, PAINESVILLE, OH 44077-4044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Mar 29, 2021	Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	483758
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 29, 2023
Property Address	204 E PROSPECT ST, PAINESVILLE, OH 44077-4044
Document Number	0000017067
Map Reference	VOL A PG 11
Instrument Date	Aug 23, 2023
Instrument	2023R017067
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	204 E PROSPECT ST, PAINESVILLE, OH 44077-4044

Mortgage

Document Number	0000017068
Date	Aug 29, 2023
Instrument	2023R017068

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 29, 2021
Property Address	204 E PROSPECT ST, PAINESVILLE, OH 44077-4044
Document Number	0000010524
Instrument Date	Mar 24, 2021
Instrument	2021R010524
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E PROSPECT ST, PAINESVILLE, OH 44077-4044

Mortgage

Document Number	0000010525
Date	Mar 29, 2021
Instrument	2021R010525

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,519.00 (+96.26%) Homeowner's exemption	$28,420 (-) Land $6,720 Building $21,700
2022	$1,793.00 Homeowner's exemption	$28,420 Land $6,720 Building $21,700
2021			$81,180 Land $19,190 Building $61,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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