Lake County property record for 189 E Prospect St, Painesville, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 760 sqft · built 1920 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,000 (Jul 2025) |
| Tax Bill | $2,583 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-D-010-0-00-030-0 |
| Primary APN | 15-D-010-0-00-030-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 760 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 480 sqft |
| Basement Area | 280 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Old Style |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 152 sqft |
| Patio Area | 152 sqft |
| Canopy | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 189 E PROSPECT ST |
|---|---|
| City | PAINESVILLE |
| State | OH |
| Zip | 44077-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PAINESVILLE LOT TRACT 3 LOT 18 |
| Legal Subdivision | BARNES |
| Legal Tract | 3 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 204500 |
Source: Lake County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1340 THOREAU RD, LAKEWOOD, OH 44107-2846 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 202514509 |
| Prior Transfer Date | May 28, 2025 |
| Prior Transfer Doc | 0000014509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 189 E PROSPECT ST, PAINESVILLE, OH 44077-4036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | TITLECO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1340 THOREAU RD, LAKEWOOD, OH 44107-2846 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027738 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025R027738 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Prepayment Penalty | 00 Months |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Painesville City |
| Unified School District | Painesville City Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,840 (+43.05%) Land $4,930 Building $24,910 | $85,250 (+43.08%) Land $14,080 Building $71,170 | |
| 2023 | $2,583.00 (+238.53%) Homeowner's exemption Senior Citizen's exemption | $20,860 (-) Land $4,060 Building $16,800 | |
| 2022 | $763.00 Homeowner's exemption Senior Citizen's exemption | $20,860 Land $4,060 Building $16,800 | |
| 2021 | $59,580 Land $11,590 Building $47,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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