172 E Prospect St, Painesville, OH 44077 Property Records

Lake County property record for 172 E Prospect St, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 610 sqft · built 1918
Lot Size	0.063 acres (2,736 sqft)
Owner	Individual Name on File
Last Sale	$71,500 (May 2022)
Tax Bill	$2,262 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-D-009-0-00-040-0`

Property Details

APN / Parcel Number

Primary APN	`15-D-009-0-00-040-0`
Alternative APN	`E 131`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	610 sqft Living Area
Gross Area	714 sqft
1st Floor Area	556 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2001
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,736 sqft (0.063 acres)
Lot Dimensions	72 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	104 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	172 E PROSPECT ST
City	PAINESVILLE
State	OH
Zip	44077-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAINESVILLE LOT TRACT 3 LOT 21 & 22
Legal Subdivision	W BARNES SURV
Legal Tract	3
Legal Block	1
Legal Lot Number	21,22
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	1
Census Block	1006
Census Tract	204500

Owner

172 E Prospect St is owned by an individual who bought it in May 2022.

Source: Lake County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	30123 JACKSON AVE, WICKLIFFE, OH 44092-1223
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit NETX MORTGAGE LLC
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Apr 21, 2005 · Amount on File
Deed Document Number	202215226
Prior Transfer Date	Mar 27, 2017
Prior Transfer Doc	0000007683
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jun 22, 2026
Property Address	172 E PROSPECT ST, PAINESVILLE, OH 44077-4035
Document Number	0000013322
Instrument Date	Jun 16, 2026
Instrument	202613322
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30123 JACKSON AVE, WICKLIFFE, OH 44092-1223

Mortgage

Document Number	0000013322,
Date	Jun 22, 2026
Instrument	202613322

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.51%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 27, 2022
Property Address	172 E PROSPECT ST, PAINESVILLE, OH 44077-4035
Document Number	0000015226
Instrument Date	May 26, 2022
Instrument	2022R015226
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	TITLECO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30123 JACKSON AVE, WICKLIFFE, OH 44092-1223

Mortgage

Document Number	0000015227
Date	May 27, 2022
Instrument	2022R015227

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 27, 2017
Property Address	172 E PROSPECT ST, PAINESVILLE, OH 44077-4035
Document Number	0000007683
Instrument Date	Mar 27, 2017
Instrument	7683
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 BRATTON CT STOW OH 442247013, STOW, OH 44224-7013

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,010 Land $4,360 Building $29,650	$97,170 Land $12,460 Building $84,710
2023	$2,262.00 (+95.34%) Homeowner's exemption	$18,270 (-) Land $3,590 Building $14,680
2022	$1,158.00	$18,270 Land $3,590 Building $14,680
2021			$52,210 Land $10,260 Building $41,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 172 E Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 172 E Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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