204 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 204 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (May 2014)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Feb 2005 Line of Credit Mar 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-113-020-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-113-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALKER & STEEL SUB. BLK 113, THE W 75 FT OF LOTS 19 & 20. SPLIT 1998 FROM 300-490-113-019-00 CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	113
Legal Lot Number	19-20
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2004
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2005	Deed of Trust, Mortgage · Line of Credit FIRSTBANK ST JOHNS MORTGAGE CO
Mar 30, 2023	Deed of Trust, Mortgage LAFCU
Mar 11, 2020	Deed of Trust, Mortgage LAFCU
Mar 16, 2015	Deed of Trust, Mortgage LAFCU
Mar 30, 2023	Deed of Trust, Mortgage LAFCU
Mar 11, 2020	Deed of Trust, Mortgage LAFCU
May 19, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Prior Sale	Sep 10, 2003 · Amount on Record
Deed Document Number	20145214929
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005074274
Date	Feb 10, 2005
Instrument	5074274

Lender

Name	FIRSTBANK ST JOHNS MORTGAGE CO
Address	SAINT JOHNS, MI 48879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	Mar 22, 2009

Interest

Change Frequency	Monthly
Index	Prime Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314

Mortgage

Document Number	0005333893
Date	Mar 30, 2023
Instrument	5333893

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 10, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005290202
Date	Mar 11, 2020
Instrument	5290202

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005225384
Date	Mar 16, 2015
Instrument	5225384

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2025

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314

Mortgage

Document Number	0005333893
Date	Mar 30, 2023
Instrument	5333893

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Feb 10, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Transaction Type	Mortgage
Record Updated	Apr 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5290202
Date	Mar 11, 2020
Instrument	5290202

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 19, 2014
Property Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314
Document Number	0005214929
Map Reference	LB46 PG331
Instrument Date	May 16, 2014
Instrument	5214929
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$1,238.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 E GIBBS ST, SAINT JOHNS, MI 48879-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 W TOWNSEND RD, SAINT JOHNS, MI 48879-9585

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,400 (+9.2%) Land $13,600 Building $115,800	$258,800 (+9.2%) Land $27,200 Building $231,600
2025	$2,028.00 (-36.51%) Homeowner's exemption	$118,500 (+14.94%) Land $12,400 Building $106,100	$237,000 (+14.94%) Land $24,800 Building $212,200
2024	$3,194.00 (+11.21%)
2023	$2,872.00 Homeowner's exemption	$103,100	$206,200
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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