209 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 209 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1956
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$200,850 (Apr 2024)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`300-370-000-001-00`

Property Details

APN / Parcel Number

Primary APN	`300-370-000-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	145 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORCHARD GLENN SUB. SEC 9, LOTS 1 & 2 OF ORIG. PLAT THEREOF & A PART OF S 1/2 OF NW 1/4 OF SEC 9. CITY OF ST JOHNS T7N R2W
Legal Subdivision	ORCHARD GLENN SUB
Legal Lot Number	1-2
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	4
Census Block	4014
Census Tract	10801

Owner

Source: Clinton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit LAFCU
Aug 26, 2025	Deed of Trust, Mortgage · USDA Mortgage UNION HOME MORTGAGE CORP
Apr 10, 2024	Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK
Apr 18, 2017	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC
Oct 6, 2010	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	20245343665
Prior Transfer Date	Oct 5, 2010
Prior Transfer Doc	0005161976
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005258796
Date	Sep 29, 2017
Instrument	5258796

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	ALMA, MI 48801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Mortgage

Document Number	0005341968
Date	Feb 2, 2024
Instrument	5341968

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Mortgage

Document Number	0005357023
Date	Aug 26, 2025
Instrument	5357023

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 10, 2024
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Document Number	0005343665
Map Reference	LB 2 PG 47
Instrument Date	Apr 6, 2024
Instrument	5343665
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6534 W M 21, OVID, MI 48866-9547

Mortgage

Document Number	0005343666
Date	Apr 10, 2024
Instrument	5343666

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 24, 2021
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Document Number	0005307318
Map Reference	LB 2 PG 47
Instrument Date	Mar 22, 2021
Instrument	5307318
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 N OAKLAND ST, SAINT JOHNS, MI 48879-1064

Mortgage

Document Number	0005307319
Date	Mar 24, 2021
Instrument	5307319

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5258796
Date	Sep 29, 2017
Instrument	5258796

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	ALMA, MI 48801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 18, 2017
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Document Number	0005253130
Map Reference	LB2 PG47
Instrument Date	Apr 13, 2017
Instrument	5253130
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 ANDERSON RD, SAINT JOHNS, MI 48879-9764

October 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Oct 6, 2010
Property Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313
Document Number	0005161976
Instrument Date	Oct 5, 2010
Instrument	5161976
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	209 E GIBBS ST, SAINT JOHNS, MI 48879-1313

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,400 (+5.3%) Land $20,800 Building $68,600	$178,800 (+5.3%) Land $41,600 Building $137,200
2025	$2,202.00 (-31.91%) Homeowner's exemption	$84,900 (+11.42%) Land $18,900 Building $66,000	$169,800 (+11.42%) Land $37,800 Building $132,000
2024	$3,234.00 (+11.21%)
2023	$2,908.00 Homeowner's exemption	$76,200	$152,400
2022	$2,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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