108 E Gibbs St, Saint Johns, MI 48879 Property Records

Clinton County property record for 108 E Gibbs St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Nov 2013)
Tax Bill	$812 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Jul 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`300-490-114-020-00`

Property Details

APN / Parcel Number

Primary APN	`300-490-114-020-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 E GIBBS ST
City	SAINT JOHNS
State	MI
Zip	48879-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WALKER & STEEL SUB. BLK 114, E 60 FT OF LOTS 19 & 20. CITY OF ST JOHNS T7N R2W
Legal Subdivision	WALKER & STEEL SUB
Legal Block	114
Legal Lot Number	19-20
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2005
Census Tract	10801

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit LAFCU
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit LAFCU
Nov 18, 2013	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK
Sep 10, 2009	Other, Transfer E TITLE AGENCY INC
Apr 28, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2013 · Amount on Record
Deed Sale	Nov 18, 2013 · Amount on Record
Prior Sale	Sep 10, 2009 · Amount on Record
Deed Document Number	20135208579
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0005143255
Record Updated	Oct 29, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005157692
Date	Jun 3, 2010
Instrument	5157692

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005255789
Date	Jul 6, 2017
Instrument	5255789

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 28, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5255789
Date	Jul 6, 2017
Instrument	5255789

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 28, 2032

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 18, 2013
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Document Number	0005208579
Map Reference	LB46 PG331
Instrument Date	Nov 15, 2013
Instrument	5208579
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	DIVERSIFIED NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6950 S WILLIAMS RD, SAINT JOHNS, MI 48879-9327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 W MCCONNELL ST, SAINT JOHNS, MI 48879-1742

Mortgage

Document Number	0005208580
Date	Nov 18, 2013
Instrument	5208580

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

September 2009: Other, Transfer

Document Type	Other
Jurisdiction	CLINTON MI
Recording Date	Sep 10, 2009
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Document Number	0005148496
Map Reference	LB46 PG331
Instrument Date	Aug 31, 2009
Instrument	5148496
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	E TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 JONES BRANCH DR, MCLEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 S WILLIAMS RD, SAINT JOHNS, MI 48879-9327
Investor	Possibly a Property Investor

April 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 28, 2009
Property Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312
Document Number	0005143255
Map Reference	LB46 PG331
Instrument Date	Apr 22, 2009
Instrument	5143255
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E GIBBS ST, SAINT JOHNS, MI 48879-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 W BIG BEAVER RD, TROY, MI 48084-3534
Mail Care Of	ORLANS ASSOCIATES P C

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,400 (+6.97%) Land $12,200 Building $49,200	$122,800 (+6.97%) Land $24,400 Building $98,400
2025	$812.00 (-42.41%) Homeowner's exemption	$57,400 (+16.9%) Land $11,100 Building $46,300	$114,800 (+16.9%) Land $22,200 Building $92,600
2024	$1,410.00 (+10.33%)
2023	$1,278.00 Homeowner's exemption	$49,100	$98,200
2022	$1,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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