Kenton County property record for 204 E 38th St, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1916 |
| Square Footage | 2,496 sqft Finished Area |
| Lot Size | 3,960 sqft (0.091 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2020) |
| Tax Bill | $1,758.00 (2025) |
| Primary APN | 056-32-14-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,496 sqft Finished Area |
| Gross Area | 2,648 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,960 sqft (0.091 acres) |
| Depth X Width | 79.2 ft x 50 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 204 E 38TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROTHERTS LOT 5 50'X 79.22' NS 38TH 50' E LINCOLN |
| Legal Subdivision | ROTHERTS |
| Legal Phase | ED |
| Legal Lot Number | 5 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-32-14-012.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 E 38TH ST, COVINGTON, KY 41015-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FEDERAL CREDIT UNION |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MTG PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Deed Doc Number | 20205900205 |
| Deed Book / Page | 54 / 439 |
| Prior Transfer Date | Apr 30, 2009 |
| Prior Transfer Doc | 0005900086 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 204 E 38TH ST, COVINGTON, KY 41015-1536 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 204 E 38TH ST, COVINGTON, KY 41015-1536 |
| Document Number | 0005900115 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | KCM 492/541 |
| Instrument | 23091805900115 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 204 E 38TH ST, COVINGTON, KY 41015-1536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900009 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 259/429 |
| Instrument | 21081905900009 |
| Name | FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | NEWPORT, KY 41076 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 204 E 38TH ST, COVINGTON, KY 41015-1536 |
| Document Number | 0000000206 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 204 E 38TH ST COVINGTON KY 410151536, COVINGTON, KY 41015-1536 |
| Document Number | 0000000206 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 00M123/000849 |
| Instrument | 206 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 09, 2035 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 (-0.51%) | $132,700 (-) Land $10,000 Building $122,700 | $132,700 (-) Land $10,000 Building $122,700 |
| 2023 | $1,767.00 | $132,700 Land $10,000 Building $122,700 | $132,700 Land $10,000 Building $122,700 |
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