203 E 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 203 E 38th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1909
Square Footage1,798 sqft Finished Area
Lot Size4,960 sqft (0.113 acres)
GarageDetached, 204 sqft
OccupancyOwner Occupied
Tax Bill$1,811.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-32-15-002.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,798 sqft Finished Area
Gross Area2,430 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1909
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,960 sqft (0.113 acres)
Depth X Width124 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area204 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0563215002.00
Street Address203 E 38TH ST
CityCOVINGTON
StateKY
Zip41015-1535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJONES G W PT LOTS 152-153 40'X 124' SS 38TH 68' E LINCOLN AVE
Legal SubdivisionJONES G W
Legal Lot Number152,15
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-15-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address203 E 38TH ST, COVINGTON, KY 41015-1535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2000
Deed SaleNov 01, 2000
Deed Doc Number0000419280
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address203 E 38TH ST, COVINGTON, KY 41015-1535
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 E 38TH ST, COVINGTON, KY 41015-1535

Mortgage

Document Number0005900040
DateFeb 08, 2024
Book PageKCM 525/416
Instrument24020805900040
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address203 E 38TH ST, COVINGTON, KY 41015-1535
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900026
DateMay 11, 2022
Book Page369/736
Instrument22051105900026
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address43129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,811.00 (-0.49%)$136,700 (-) Land $10,000 Building $126,700$136,700 (-) Land $10,000 Building $126,700
2023$1,820.00$136,700 Land $10,000 Building $126,700$136,700 Land $10,000 Building $126,700

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