112 E 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 112 E 38th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1915
Square Footage	1,447 sqft Finished Area
Lot Size	3,800 sqft (0.087 acres)
Occupancy	Owner Occupied
Last Sale	$162,500 (2025)
Tax Bill	$1,970.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-32-08-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,447 sqft Finished Area
Gross Area	1,551 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1915
Exterior Material	Brick Exterior
Foundation Type	Stone Foundation
Roof Material	Composition Shingle Roof
Lot Area	3,800 sqft (0.087 acres)
Depth X Width	100 ft x 38 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0563208007.00
Street Address	112 E 38TH ST
City	COVINGTON
State	KY
Zip	41015-1418
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JONES G W PT LOT 133 38'X 100' NWC 38TH & LINCOLN
Legal Subdivision	JONES G W
Legal Lot Number	133
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1019
Census Tract	61300

Owner

Source: Kenton County records · APN 056-32-08-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	112 E 38TH ST, COVINGTON, KY 41015-1418
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Jun 06, 2013 · Amount on Record
Deed Doc Number	0000518618
Deed Book / Page	5186 / 18
Record Refreshed	Jun 08, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jun 26, 2025
Property Address	112 E 38TH ST, COVINGTON, KY 41015-1418
Document Number	0005900059
Book / Page	KC 349 / 306
Instrument Date	Jun 24, 2025
Instrument	25062605900059
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1530 JOLEE DR, HEBRON, KY 41048-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	112 E 38TH ST, COVINGTON, KY 41015-1418

Mortgage

Document Number	0005900060
Date	Jun 26, 2025
Instrument	25062605900060

Lender

Name	HERITAGE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jul 01, 2030
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	SOFR Average 30-Day
Max Rate	13.2%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (-0.51%)	$148,700 (-) Land $10,000 Building $138,700	$148,700 (-) Land $10,000 Building $138,700
2023	$1,980.00	$148,700 Land $10,000 Building $138,700	$148,700 Land $10,000 Building $138,700