Okaloosa County property record for 204 Dolphin Estates Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,243 sqft · built 1989 |
| Lot Size | 0.209 acres (9,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2002) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4211-1 |
| Primary APN | C56-000-589-4211-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 3,123 sqft |
| 1st Floor Area | 1,048 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,099 sqft (0.209 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 204 DOLPHIN ESTATES CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOLPHIN EST UNIT 20 |
| Legal Subdivision | DOLPHIN EST |
| Legal Lot Number | 200 |
| Legal Unit | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23306 |
204 Dolphin Estates Ct is owned and occupied by two individuals who acquired it in January 2015.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2002 · Amount on File |
| Deed Sale | Dec 3, 2002 · Amount on File |
| Prior Sale | May 16, 2000 · Amount on File |
| Deed Document Number | 20021972307 |
| Deed Book / Page | 2399 / 1236 |
| Last Transfer Date | Jan 9, 2015 |
| Transfer Doc | 0031803590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 204 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 204 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235 |
| Document Number | 0035082472 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 3508/2472 |
| Instrument | 3410777 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 204 Dolphin Estates Ct was $2,215 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215.00 Homeowner's exemption Veteran's exemption | $231,084 | $456,485 Land $108,854 Building $347,631 |
| 2023 | $2,144.00 (+2.73%) Homeowner's exemption | $218,030 (+3%) | $444,530 (+7.24%) Land $98,769 Building $345,761 |
| 2022 | $2,087.00 Homeowner's exemption | $211,680 | $414,522 Land $89,790 Building $324,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Dolphin Estates Ct in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Dolphin Estates Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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