209 Dolphin Estates Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 209 Dolphin Estates Ct, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,052 sqft · built 1991
Lot Size0.21 acres (9,165 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Dec 2015)
Tax Bill$1,590 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-4196-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-4196-4
Alternative APNs
  • 00-2S-22-015A-0000-0050
  • 22S200015A00000050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,052 sqft Living Area
Gross Area3,960 sqft
1st Floor Area1,544 sqft
Upper Floors Area456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,165 sqft (0.21 acres)
Garage TypeAttached
Garage Area925 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area180 sqft
Patio Area435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 DOLPHIN ESTATES CT
CityDESTIN
StateFL
Zip32541-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOLPHIN EST UNIT 5
Legal SubdivisionDOLPHIN EST
Legal Lot Number50
Legal Unit5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2012
Census Tract23306

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 DOLPHIN ESTATES CT, DESTIN, FL 32541-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2015 · Amount on Record
Deed SaleDec 21, 2015 · Amount on Record
Prior SaleMay 8, 2014 · Amount on Record
Deed Document Number20153038971
Deed Book / Page3228 / 3893
Prior Transfer DateApr 24, 2006
Prior Transfer Doc0027471870
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-48.58%) Homeowner's exemption$173,363 (-41.71%)$258,677 (-45.36%) Land $108,854 Building $149,823
2023$3,092.00 (+2.52%) Homeowner's exemption$297,403 (+3%)$473,387 (+7.18%) Land $98,769 Building $374,618
2022$3,016.00 Homeowner's exemption$288,741$441,675 Land $89,790 Building $351,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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