200 Dolphin Estates Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 200 Dolphin Estates Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,940 sqft · built 1992
Lot Size	0.257 acres (11,184 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,157 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4213-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4213-7`
Alternative APNs	`00-2S-22-015A-0000-0220` `22S200015A00000220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	954 sqft
Upper Floors Area	986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,184 sqft (0.257 acres)
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	162 sqft
Patio Area	414 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 DOLPHIN ESTATES CT
City	DESTIN
State	FL
Zip	32541-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOLPHIN EST UNIT 22
Legal Subdivision	DOLPHIN EST
Legal Lot Number	220
Legal Unit	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2012
Census Tract	23306

Owner

200 Dolphin Estates Ct is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	200 DOLPHIN ESTATES CT, DESTIN, FL 32541-2235
Document Number	0033063588
Book / Page	003306 / 003588
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 DOLPHIN ESTATES CT DESTIN FL 325412235, DESTIN, FL 32541-2235

Mortgage

Document Number	0033063588
Date	Jul 3, 2017
Book Page	003306/003588
Instrument	3144962

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 2, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 200 Dolphin Estates Ct was $2,157 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,157.00 Homeowner's exemption	$221,171	$424,804 Land $119,739 Building $305,065
2023	$2,032.00 (+2.73%) Homeowner's exemption	$208,678 (+3%)	$410,112 (+7.31%) Land $103,707 Building $306,405
2022	$1,978.00 Homeowner's exemption	$202,600	$382,161 Land $94,279 Building $287,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Dolphin Estates Ct in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Dolphin Estates Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20