San Diego County property record for 204 Cerro St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,322 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $604,000 (2007) |
| Tax Bill | $9,331.00 (2025) |
| Primary APN | 259-330-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,322 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 204 CERRO ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 TR 007013 |
| Legal Subdivision | EMERALD CLASSIC |
| Legal Tract | 007013 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-330-11-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 09, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 03, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2007 · Amount on Record |
| Deed Sale | Feb 12, 2007 · Amount on Record |
| Deed Doc Number | 200798038 |
| Last Transfer Date | Apr 10, 2013 |
| Transfer Doc | 0000233535 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Document Number | 0000033469 |
|---|---|
| Date | Feb 09, 2023 |
| Instrument | 2023-0033469 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Document Number | 0000802906 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0802906 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Document Number | 0000177741 |
|---|---|
| Date | Jul 03, 2025 |
| Instrument | 2025-0177741 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 204 CERRO ST, ENCINITAS, CA 92024-4822 |
| Document Number | 0000628425 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0628425 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $825,369 (+2%) Land $647,727 Building $177,642 | |
| 2025 | $9,331.00 (+7.18%) Homeowner's exemption | $809,186 (+4.04%) Land $635,027 Building $174,159 |
| 2023 | $8,706.00 (+2.44%) Homeowner's exemption | $777,767 Land $610,369 Building $167,398 |
| 2022 | $8,499.00 |
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