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151 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 151 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1974
Square Footage2,285 sqft Living Area
Lot Size8,400 sqft (0.193 acres)
OccupancyOwner Occupied
Last Sale$785,000 (2017)
Tax Bill$10,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-330-18-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,285 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area8,400 sqft (0.193 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address151 CERRO ST
CityENCINITAS
StateCA
Zip92024-4821
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 TR 007013
Legal SubdivisionEMERALD CLASSIC
Legal Tract007013
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1006
Census Tract17403

Owner

Source: San Diego County records · APN 259-330-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address151 CERRO ST, ENCINITAS, CA 92024-4821
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE MORTGAGE INC
Mar 28, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2017 · Amount on Record
Deed SaleMar 28, 2017 · Amount on Record
Prior SaleApr 07, 1997 · Amount on Record
Deed Doc Number2017138941
Prior Transfer DateApr 13, 1999
Prior Transfer Doc0000526399
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address151 CERRO ST, ENCINITAS, CA 92024-4821
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 CERRO ST, ENCINITAS, CA 92024-4821

Mortgage

Document Number0000077950
DateMar 23, 2026
Instrument2026-0077950
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressSAN FRANCISCO, CA 94104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address151 CERRO ST, ENCINITAS, CA 92024-4821
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 CERRO ST, ENCINITAS, CA 92024-4821

Mortgage

Document Number0000777314
DateNov 09, 2021
Instrument2021-0777314
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address151 CERRO ST, ENCINITAS, CA 92024-4821
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000307229
DateJun 15, 2020
Instrument2020-0307229
Lender
NameCORNERSTONE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2017
Property Address151 CERRO ST, ENCINITAS, CA 92024-4821
Document Number0000138941
Map ReferenceMAP7013
Instrument DateMar 21, 2017
Instrument2017-0138941
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address151 CERRO ST, ENCINITAS, CA 92024-4821

Mortgage

Document Number0000138942
DateMar 28, 2017
Instrument2017-0138942
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$929,273 (+2%) Land $710,274 Building $218,999
2025$10,427.00 (+4.11%) Homeowner's exemption$911,053 (+4.04%) Land $696,348 Building $214,705
2024$10,015.00 (+2.84%)
2023$9,738.00 (+2.39%) Homeowner's exemption$875,678 Land $669,309 Building $206,369
2022$9,511.00

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