San Diego County property record for 145 Cerro St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,698 sqft Living Area |
| Lot Size | 8,400 sqft (0.193 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2003) |
| Tax Bill | $7,815.00 (2025) |
| Primary APN | 259-330-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,698 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 8,400 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 145 CERRO ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 007013 |
| Legal Subdivision | EMERALD CLASSIC |
| Legal Tract | 007013 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-330-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 15, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROFESSIONAL MORTGAGE SOURCE LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2003 · Amount on Record |
| Deed Sale | Sep 26, 2003 · Amount on Record |
| Deed Doc Number | 20031190879 |
| Last Transfer Date | Oct 09, 2013 |
| Transfer Doc | 0000068112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Document Number | 0000308720 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025-0308720 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 29, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Document Number | 0000165512 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022-0165512 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Document Number | 0000301433 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0301433 |
| Name | PROFESSIONAL MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 145 CERRO ST, ENCINITAS, CA 92024-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SINGLESOURCE PROPERTY SOLUTI |
| Name | Verified Name |
|---|
| Document Number | 0000182159 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-0182159 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $681,594 (+2%) Land $493,071 Building $188,523 | |
| 2025 | $7,815.00 (+7.39%) Homeowner's exemption | $668,230 (+4.04%) Land $483,403 Building $184,827 |
| 2023 | $7,277.00 (+2.51%) Homeowner's exemption | $642,283 Land $464,633 Building $177,650 |
| 2022 | $7,099.00 |
145 Cerro St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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