204 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 204 2nd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,707 sqft · built 1945
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Aug 2013)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-193-07-023.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-07-023.000`
Alternative APN	`590000279880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	725 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	177 sqft
Deck Area	240 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 2ND ST
City	FINDLAY
State	OH
Zip	45840-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAWSON ADD LOT 1659
Legal Subdivision	RAWSON ADD
Legal Lot Number	1659
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4012
Census Tract	800

Owner

204 2nd St is owned and occupied by an individual who bought it in August 2013.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	204 2ND ST, FINDLAY, OH 45840-5046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Aug 13, 2013 · Amount on File
Deed Document Number	20138825
Deed Book / Page	2447 / 2372
Prior Transfer Date	Aug 13, 2010
Prior Transfer Doc	02382/2383
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	204 2ND ST, FINDLAY, OH 45840-5046
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02564/2601
Date	Dec 31, 2019
Book Page	2564/2601
Instrument	201900011388

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 204 2nd St was $2,607 with a homeowner's exemption, up 8.7% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (+8.72%) Homeowner's exemption	$85,050 (+25.98%) Land $8,730 Building $76,320	$243,010 Land $24,950 Building $218,060
2024	$2,398.00 (-0.12%)	$67,510 (-) Land $6,930 Building $60,580
2023	$2,401.00 Homeowner's exemption	$67,510 Land $6,930 Building $60,580
2022			$192,880 Land $19,800 Building $173,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 2nd St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.