209 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 209 2nd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,192 sqft · built 1880
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2025)
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-12-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-12-004.000`
Alternative APN	`590000279750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,634 sqft
2nd Floor Area	558 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	200 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 2ND ST
City	FINDLAY
State	OH
Zip	45840-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAWSON ADD LOT 1647 W45FT
Legal Subdivision	RAWSON ADD
Legal Lot Number	1647
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5003
Census Tract	800

Owner

Source: Hancock County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 2ND ST, FINDLAY, OH 45840-5045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 18, 2025	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 17, 2023	Fiduciary Deed, Transfer NOT AVAILABLE, HOOVER TITLE AGENCY LTD
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	20257869
Deed Book / Page	2622 / 4400
Transfer Doc	02433/0576
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	209 2ND ST, FINDLAY, OH 45840-5045
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02564/3476
Date	Jan 7, 2020
Book Page	2564/3476
Instrument	202000000141

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 18, 2025
Property Address	209 2ND ST, FINDLAY, OH 45840-5045
Document Number	02622/4400
Book / Page	2622 / 4400
Instrument Date	Aug 7, 2025
Instrument	202500007869
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 2ND ST, FINDLAY, OH 45840-5045

Mortgage

Document Number	202500007870
Date	Sep 18, 2025
Instrument	202500007870

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Mortgage

Document Number	02622/4423
Date	Sep 18, 2025
Book Page	2622/4423
Instrument	202500007871

Lender

Name	MERS LOANDEPOTCOM LLC
Type	Non-Lending Institution
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2035

February 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 17, 2023
Property Address	209 2ND ST, FINDLAY, OH 45840-5045
Document Number	002601/126
Book / Page	2601 / 126
Instrument Date	Feb 10, 2023
Instrument	202300001034
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NOT AVAILABLE, HOOVER TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 2ND ST, FINDLAY, OH 45840-5045

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 11, 2017
Property Address	209 2ND ST, FINDLAY, OH 45840-5045
Document Number	02522/0742
Book / Page	2522 / 0742
Map Reference	VOL 2433 PG 574
Instrument Date	Jun 27, 2017
Instrument	201700005886
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, MIO AM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700005887
Date	Jul 11, 2017
Instrument	201700005887

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,937.00 (+5.95%)	$95,820 (+26%) Land $7,860 Building $87,960	$273,750 (+26%) Land $22,450 Building $251,300
2024	$2,772.00 (-0.14%)	$76,050 (-) Land $6,240 Building $69,810
2023	$2,776.00	$76,050 Land $6,240 Building $69,810
2022			$217,270 Land $17,820 Building $199,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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