128 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 128 2nd St, Findlay, OH 45840

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,068 sqft · built 1920
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on File
Last Sale$140,000 (Feb 2020)
Tax Bill$1,926 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-193-07-020.000

Property Details

APN / Parcel Number

Primary APN1011-193-07-020.000
Alternative APN
  • 590000279860

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,068 sqft Living Area
1st Floor Area1,396 sqft
2nd Floor Area672 sqft
Basement Area1,028 sqft
Unfinished Basement1,028 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area380 sqft
Deck Area16 sqft
Patio Area16 sqft
Canopy16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 2ND ST
CityFINDLAY
StateOH
Zip45840-5044
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionRAWSON ADD LOT 1657 S150FT
Legal SubdivisionRAWSON ADD
Legal Lot Number1657
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4012
Census Tract800

Owner

128 2nd St, a duplex, is owned by a company that bought it in February 2020.

Source: Hancock County records, as of May 29, 2026

Owner of RecordCompany Name on File
Mailing Address208 1ST ST, FINDLAY, OH 45840-5025
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Feb 25, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK OF OHIO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2020 · Amount on File
Deed SaleFeb 25, 2020 · Amount on File
Prior SaleMay 26, 1992
Deed Document Number20201601
Deed Book / Page2565 / 5067
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHANCOCK OH
Recording DateOct 16, 2023
Property Address128 2ND ST, FINDLAY, OH 45840-5044
Document Number02606/2907
Book / Page2606 / 2907
Instrument DateSep 15, 2023
Instrument202300006886
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 1ST ST, FINDLAY, OH 45840-5025

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateFeb 25, 2020
Property Address128 2ND ST, FINDLAY, OH 45840-5044
Document Number02565/5067
Book / Page2565 / 5067
Instrument DateFeb 21, 2020
Instrument202000001601
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address208 1ST ST, FINDLAY, OH 45840-5025

Mortgage

Document Number202000001602
DateFeb 25, 2020
Instrument202000001602
Lender
NameFIRST FEDERAL BANK OF OHIO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 128 2nd St was $1,926.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,926.00$61,240 Land $7,720 Building $53,520$174,970 Land $22,050 Building $152,920
2023$1,767.00 (+0.34%)$48,400 (-) Land $6,130 Building $42,270
2022$1,761.00$48,400 Land $6,130 Building $42,270$138,260 Land $17,500 Building $120,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 2nd St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

Nearby Properties on 2nd St

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