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2039 Howard Gap Loop Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 2039 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage848 sqft Heated Area
Lot Size29,621 sqft (0.68 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2019)
Tax Bill$816.00 (2025)

Property Details

APN / Parcel Number

Primary APN9597059342
Alternative APNs
  • 0202716
  • 202716

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area848 sqft Heated Area
1st Floor800 sqft 1st Floor
Basement Area800 sqft Basement
Unfinished Basement800 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area29,621 sqft (0.68 acres)

Exterior Amenities

Balcony Area24 sqft Balcony
Deck Area278 sqft Deck
Patio Area32 sqft Patio
Utility Building100 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number202716
Street Address2039 HOWARD GAP LOOP RD
CityFLAT ROCK
StateNC
Zip28731-6603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOWARD GAP LOOP RD TRA UNPATTERSON BU10-1975
Legal TractA
Legal Block5
Legal Lot Number9342
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1014
Census Tract930201

Owner

Source: Henderson County records · APN 9597059342

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2039 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6603
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WALTER M II & DEBORAH S JOHNSON
May 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 18, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WALTER M II & DEBORAH S JOHNSON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2019 · Amount on Record
Deed SaleJul 05, 2019 · Amount on Record
Prior SaleMay 07, 2019 · Amount on Record
Deed Book / Page3355 / 344
Record RefreshedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJul 05, 2019
Property Address2039 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6603
Document Number0033550344
Book / Page003355 / 000344
Instrument DateJul 05, 2019
Instrument906490
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2039 HOWARD GAP LOOP RD FLAT ROCK NC 287316603, FLAT ROCK, NC 28731-6603

Mortgage

Document Number33550347
DateJul 05, 2019
Book Page003355/000347
Instrument906491
Lender
NameWALTER M II & DEBORAH S JOHNSON
Address1952 DAVIS MOUNTAIN RD, HENDERSONVILLE, NC 28739-7835
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJul 04, 2039

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 07, 2019
Property Address2039 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6603
Document Number0033300701
Book / Page003330 / 000701
Instrument DateMay 07, 2019
Instrument903051
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1952 DAVIS MOUNTAIN RD HENDERSONVILLE NC 287397835, HENDERSONVILLE, NC 28739-7835

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateApr 18, 2019
Property Address2039 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6603
Document Number0033240022
Book / Page003324 / 000022
Instrument DateApr 18, 2019
Instrument901993
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2039 HOWARD GAP LOOP RD FLAT ROCK NC 287316603, FLAT ROCK, NC 28731-6603

Mortgage

Document Number33240025
DateApr 18, 2019
Book Page003324/000025
Instrument901994
Lender
NameWALTER M II & DEBORAH S JOHNSON
Address1953 DAVIS MOUNTAIN RD, HENDERSONVILLE, NC 28739
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 17, 2049

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$145,600 (+2.61%) Land $21,600 Building $124,000
2025$816.00
2023$141,900 Land $21,600 Building $120,300$145,600 Land $21,600 Building $124,000

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