20389 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20389 Black Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,424 sqft · built 2014
Lot Size0.175 acres (7,623 sqft)
OwnerIndividual Name on File
Last Sale$319,500 (Apr 2014)
Tax Bill$7,343 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.1760

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.1760
Alternative APNs
  • 262946E4240001760
  • 10561688

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,424 sqft Living Area
Gross Area3,037 sqft
1st Floor Area2,271 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,623 sqft (0.175 acres)
View / LotLake
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561688
Street Address20389 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 176
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number176
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4004
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.1760

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20389 BLACK TREE LN, ESTERO, FL 33928-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2014 · Amount on Record
Deed SaleApr 11, 2014 · Amount on Record
Deed Document Number201474991
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20389 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number0000264309
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20389 BLACK TREE LN ESTERO FL 339286451, ESTERO, FL 33928-6451

Mortgage

Document Number0000264309
DateNov 09, 2018
Instrument264309
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,343.00 (+9.43%) Homeowner's exemption$339,078 (+5.99%)$462,878 (-8.29%) Land $136,548 Building $326,330
2023$6,710.00 (+34.52%) Homeowner's exemption$319,924 (+3%)$504,695 (+16.23%) Land $126,745 Building $377,950
2022$4,988.00 Homeowner's exemption$310,606$434,219 Land $113,800 Building $320,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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