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20378 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20378 Black Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,433 sqft · built 2014
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on File
Last Sale$451,100 (Jan 2014)
Tax Bill$8,190 (2025)
Deeds & MortgagesJun 2023 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.1610

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.1610
Alternative APNs
  • 262946E4240001610
  • 10561735

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,433 sqft Living Area
Gross Area4,492 sqft
1st Floor Area2,377 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,801 sqft (0.225 acres)
Garage TypeAttached
Garage Area709 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area350 sqft
Patio Area664 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561735
Street Address20378 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR DESC IN INST# 2013000099057 LOT 161
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number161
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.1610

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20378 BLACK TREE LN, ESTERO, FL 33928-6444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Oct 11, 2019Deed of Trust, Mortgage · Line of Credit
BBVA USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2014 · Amount on Record
Deed SaleJan 31, 2014 · Amount on Record
Deed Document Number201421899
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20378 BLACK TREE LN, ESTERO, FL 33928-6444
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20378 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number0000205183
DateJun 12, 2023
Instrument2023000205183
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20378 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number0000244337
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 05, 2019
Title CompanyLIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20378 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number0000244337
DateOct 22, 2019
Instrument244337
Lender
NameBBVA USA
AddressOCALA, FL 34471
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 21, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,190.00 (+9.03%) Homeowner's exemption$404,063 (+5.99%)$646,153 (-0.28%) Land $105,783 Building $540,370
2023$7,512.00 (+30.1%) Homeowner's exemption$381,238 (+3%)$647,992 (+25.38%) Land $108,782 Building $539,210
2022$5,774.00 Homeowner's exemption$370,134$516,832 Land $108,500 Building $408,332

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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