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20386 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20386 Black Tree Ln, Estero, FL 33928 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,111 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$645,000 (Aug 2023)
Tax Bill$9,954 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.1630

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.1630
Alternative APNs
  • 262946E4240001630
  • 10561737

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,111 sqft Living Area
Gross Area3,877 sqft
1st Floor Area2,271 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area176 sqft
Patio Area840 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561737
Street Address20386 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR DESC IN INST# 2013000099057 LOT 163
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number163
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.1630

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20386 BLACK TREE LN, ESTERO, FL 33928-6444
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP
Jun 01, 2021Warranty Deed, Transfer
TITLE PROFESSIONALS OF FLORIDA, TITLE PROFESSIONALS OF FL
Jan 13, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2023 · Amount on Record
Deed SaleAug 07, 2023 · Amount on Record
Prior SaleJun 01, 2021 · Amount on Record
Deed Document Number2023264843
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 07, 2023
Property Address20386 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number0000264843
Map ReferenceDOC 2014000099057
Instrument DateFeb 07, 2023
Instrument2023000264843
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12787 WOODBURY DR, ESTERO, FL 33928

Transferred To (Grantee/Buyer)

NameVerified Name
Address20386 BLACK TREE LN, ESTERO, FL 33928-6444

Mortgage

Document Number0000264844
DateAug 07, 2023
Instrument2023000264844
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 01, 2021
Property Address20386 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number0000179397
Map ReferenceDOC 2013000099057
Instrument DateMay 25, 2021
Instrument2021000179397
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyTITLE PROFESSIONALS OF FLORIDA, TITLE PROFESSIONALS OF FL

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20386 BLACK TREE LN, ESTERO, FL 33928-6444
InvestorPossibly a Property Investor

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 13, 2017
Property Address20386 BLACK TREE LN, ESTERO, FL 33928-6444
Document Number0000010166
Instrument DateJan 12, 2017
Instrument10166
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyLEGACY TITLE AND ESCROW INC, LEGACY TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20386 BLACK TREE LN ESTERO FL 339286444, ESTERO, FL 33928-6444

Mortgage

Document Number10167
DateJan 13, 2017
Instrument10167
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,954.00 (+15.7%) Homeowner's exemption$539,593 (+16.13%)$547,484 (-3.2%) Land $105,783 Building $441,701
2023$8,603.00 (+25.74%) Homeowner's exemption$464,630 (+3%)$565,584 (+25.38%) Land $111,294 Building $454,290
2022$6,842.00 Homeowner's exemption$451,097 Land $108,500 Building $342,597$451,097 Land $108,500 Building $342,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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