20369 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20369 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,214 sqft · built 2013
Lot Size0.228 acres (9,932 sqft)
Owner2 Individual Names on Record
Last Sale$169,600 (Apr 2016)
Tax Bill$8,382 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.1810

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.1810
Alternative APNs
  • 262946E4240001810
  • 10561693

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,214 sqft Living Area
Gross Area4,174 sqft
1st Floor Area2,418 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,932 sqft (0.228 acres)
View / LotLake
Garage TypeAttached
Garage Area687 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area273 sqft
Patio Area404 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561693
Street Address20369 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 181
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number181
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4004
Census Tract50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20369 BLACK TREE LN, ESTERO, FL 33928-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2016 · Amount on Record
Deed SaleApr 7, 2016 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number201672360
Prior Transfer DateNov 4, 2015
Prior Transfer Doc0000072360
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20369 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number0000230391
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20369 BLACK TREE LN ESTERO FL 339286451, ESTERO, FL 33928-6451

Mortgage

Document Number0000230391
DateNov 3, 2017
Instrument230391
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 2, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,382.00 (+8.98%) Homeowner's exemption Widower's exemption$418,868 (+4.74%)$574,025 (-8.94%) Land $153,425 Building $420,600
2023$7,691.00 (+28.06%) Homeowner's exemption Widower's exemption$399,924 (+3%)$630,413 (+16.23%) Land $164,401 Building $466,012
2022$6,006.00 Homeowner's exemption Widower's exemption$388,276$542,373 Land $113,800 Building $428,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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