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20365 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20365 Black Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,078 sqft · built 2014
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Oct 2020)
Tax Bill$7,121 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.1820

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.1820
Alternative APNs
  • 262946E4240001820
  • 10561694

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,078 sqft Living Area
Gross Area2,615 sqft
1st Floor Area1,907 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561694
Street Address20365 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 182
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number182
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4004
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.1820

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20365 BLACK TREE LN, ESTERO, FL 33928-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2020Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleJun 18, 2014 · Amount on Record
Deed Document Number2020251297
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20365 BLACK TREE LN, ESTERO, FL 33928-6451
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20365 BLACK TREE LN, ESTERO, FL 33928-6451

Mortgage

Document Number0000223621
DateJul 07, 2021
Instrument2021000223621
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueDec 01, 2050

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEE FL
Recording DateOct 20, 2020
Property Address20365 BLACK TREE LN, ESTERO, FL 33928-6451
Document Number0000251297
Instrument DateOct 07, 2020
Instrument251297
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanySUPERIOR TITLE SERVICES/SANIBEL INC, SUPERIOR TITLE SVCS/SANIBEL IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20365 BLACK TREE LN ESTERO FL 339286451, ESTERO, FL 33928-6451

Mortgage

Document Number251298
DateOct 20, 2020
Instrument251298
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,121.00 (+9.57%) Homeowner's exemption$322,021 (+5.99%)$434,761 (-8.62%) Land $105,783 Building $328,978
2023$6,499.00 (+35.91%) Homeowner's exemption$303,831 (+3%)$475,761 (+25.39%) Land $124,522 Building $351,239
2022$4,782.00 Homeowner's exemption$294,982$379,438 Land $108,500 Building $270,938

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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