20355 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20355 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,212 sqft · built 2013
Lot Size0.178 acres (7,754 sqft)
Owner2 Individual Names on Record
Last Sale$285,800 (Oct 2013)
Tax Bill$6,168 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E1-22000.1560

Property Details

APN / Parcel Number

Primary APN29-46-26-E1-22000.1560
Alternative APNs
  • 262946E1220001560
  • 10559233

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,212 sqft Living Area
Gross Area2,920 sqft
1st Floor Area1,907 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,754 sqft (0.178 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area200 sqft
Patio Area305 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10559233
Street Address20355 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT TWO DESC IN INST# 2012000195620 LOT 156
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE1
Legal Block4
Legal Lot Number156
Legal Unit2
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20355 BLACK TREE LN, ESTERO, FL 33928-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2013 · Amount on Record
Deed SaleOct 23, 2013 · Amount on Record
Deed Document Number2013241593
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20355 BLACK TREE LN, ESTERO, FL 33928-6451
Transaction TypeMortgage
Record UpdatedApr 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20355 BLACK TREE LN, ESTERO, FL 33928-6451

Mortgage

Document Number0000089935
DateMar 23, 2021
Instrument2021000089935
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,168.00 (+21.01%) Homeowner's exemption$282,784 (+5.99%)$438,620 (-7.34%) Land $94,146 Building $344,474
2023$5,097.00 (+37.57%) Homeowner's exemption Senior Citizen's exemption$266,810 (+3%)$473,363 (+25.38%) Land $86,130 Building $387,233
2022$3,705.00 Homeowner's exemption Senior Citizen's exemption$259,039$377,542 Land $92,500 Building $285,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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