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20361 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20361 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 2024
Lot Size0.133 acres (5,783 sqft)
Owner2 Individual Names on File
Last Sale$699,700 (Apr 2024)
Tax Bill$8,776 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.2740

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.2740
Alternative APNs
  • 263046E3080002740
  • 10620296

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,783 sqft (0.133 acres)
PorchPorch
Porch Area261 sqft

Location & Zoning

Account Number10620296
Street Address20361 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 274 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number274
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

20361 Fair Oak Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address20361 FAIR OAK LN, ESTERO, FL 33928-4069
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST
Apr 29, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on File
Deed SaleApr 29, 2024 · Amount on File
Deed Document Number2024120164
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20361 FAIR OAK LN, ESTERO, FL 33928-4069
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20361 FAIR OAK LN, ESTERO, FL 33928-4069

Mortgage

Document Number0000038743
DateFeb 13, 2026
Instrument2026000038743
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressGREAT BEND, KS 67530
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2036

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 29, 2024
Property Address20361 FAIR OAK LN, ESTERO, FL 33928-4069
Document Number0000120164
Map ReferenceDOC 2023000122423
Instrument DateApr 26, 2024
Instrument2024000120164
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,897.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20361 FAIR OAK LN, ESTERO, FL 33928-4069

Mortgage

Document Number0000120165
DateApr 29, 2024
Instrument2024000120165
Lender
NameGL FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 20361 Fair Oak Ln was $8,776 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,697 (+3.41%)$581,960 (+8.69%) Land $75,661 Building $506,299
2025$8,776.00 Homeowner's exemption$535,447 Land $79,135 Building $456,312$535,447 Land $79,135 Building $456,312
2023$2,950.00$81,207 Land $81,207$81,207 Land $81,207

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20361 Fair Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20361 Fair Oak Ln is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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