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20366 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20366 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · built 2024
Lot Size0.134 acres (5,823 sqft)
Owner2 Individual Names on Record
Last Sale$764,700 (Sep 2024)
Tax Bill$10,869 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.3270

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.3270
Alternative APNs
  • 263046E3080003270
  • 10620308

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,823 sqft (0.134 acres)

Location & Zoning

Account Number10620308
Street Address20366 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 327 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number327
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20366 FAIR OAK LN, ESTERO, FL 33928-4068
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2024 · Amount on Record
Deed SaleSep 9, 2024 · Amount on Record
Deed Document Number2024251156
Record UpdatedOct 29, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateSep 9, 2024
Property Address20366 FAIR OAK LN, ESTERO, FL 33928-4068
Document Number0000251156
Map ReferenceDOC 2023000122423
Instrument DateSep 5, 2024
Instrument2024000251156
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,352.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20366 FAIR OAK LN, ESTERO, FL 33928-4068
InvestorPossibly a Property Investor

Mortgage

Document Number0000251157
DateSep 9, 2024
Instrument2024000251157
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,882 (-5.96%) Land $61,370 Building $555,512$616,882 (-5.96%) Land $61,370 Building $555,512
2025$10,869.00$655,989 Land $67,023 Building $588,966$655,989 Land $67,023 Building $588,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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