20354 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20354 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.134 acres (5,823 sqft)
Owner2 Company Names on Record
Last Sale$1,023,200 (May 2024)
Tax Bill$11,848 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.3240

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.3240
Alternative APNs
  • 263046E3080003240
  • 10620305

Interior

Bedrooms5 Beds
Full Baths7 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,823 sqft (0.134 acres)

Location & Zoning

Account Number10620305
Street Address20354 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 324 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number324
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20354 FAIR OAK LN, ESTERO, FL 33928-4068
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Deed Document Number2024141821
Record UpdatedOct 29, 2026

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMay 20, 2024
Property Address20354 FAIR OAK LN, ESTERO, FL 33928-4068
Document Number0000141821
Map ReferenceDOC 2023000122423
Instrument DateMay 15, 2024
Instrument2024000141821
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,162.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20354 FAIR OAK LN, ESTERO, FL 33928-4068

Mortgage

Document Number0000141822
DateMay 20, 2024
Instrument2024000141822
Lender
NamePLATINUM BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$819,483 (+6.24%)$820,311 (+6.35%) Land $61,370 Building $758,941
2025$11,848.00 Homeowner's exemption$771,357 Land $67,023 Building $704,334$771,357 Land $67,023 Building $704,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fair Oak Ln

Nearby Streets

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