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20340 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20340 Chapel Trce, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,148 sqft · built 2006
Lot Size0.319 acres (13,909 sqft)
Owner2 Individual Names on File
Last Sale$2,050,000 (Apr 2023)
Tax Bill$19,719 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-46-25-E4-0700C.0410

Property Details

APN / Parcel Number

Primary APN32-46-25-E4-0700C.0410
Alternative APNs
  • 253246E40700C0410
  • 324625070000C0410
  • 10448858

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,148 sqft Living Area
Gross Area6,137 sqft
1st Floor Area3,227 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area13,909 sqft (0.319 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area806 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area504 sqft
PorchSlab
Porch Area1,036 sqft
Patio Area563 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10448858
Street Address20340 CHAPEL TRCE
CityESTERO
StateFL
Zip33928-2989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 41
Legal Range25E
Legal Township46S
Legal Section32
Legal SubdivisionWEST BAY CLUB
Legal TractE4
Legal BlockC
Legal Lot Number41
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1004
Census Tract50319

Owner

Source: Lee County records · APN 32-46-25-E4-0700C.0410

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20340 CHAPEL TRCE, ESTERO, FL 33928-2989
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleJan 23, 2008 · Amount on Record
Deed Document Number2023150562
Prior Transfer DateJul 17, 2006
Prior Transfer Doc0000305680
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 27, 2023
Property Address20340 CHAPEL TRCE, ESTERO, FL 33928-2989
Document Number0000150562
Map ReferenceMB 62 PG 79-111
Instrument DateApr 27, 2023
Instrument2023000150562
Transaction TypeTransfer
Record UpdatedMay 08, 2023
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10801 SE 23RD ST, BELLEVUE, WA 98004-7308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20340 CHAPEL TRCE, ESTERO, FL 33928-2989

Mortgage

Document Number0000150563
DateApr 27, 2023
Instrument2023000150563
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateMay 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexOther
Max Rate10.8%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,719.00 (+38.02%)$1,479,653 (+21.56%)$1,495,894 (+22.9%) Land $293,930 Building $1,201,964
2023$14,287.00 (+14.95%)$1,217,200 (+24.25%) Land $286,909 Building $930,291$1,217,200 (+24.25%) Land $286,909 Building $930,291
2022$12,429.00$979,609 Land $226,566 Building $753,043$979,609 Land $226,566 Building $753,043

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 266 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies755 units insured
489 under condo master policies
Nearby Flood Claims124 (2017–2022)
Claims Outside the SFHA28 of 124
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 71 claims
  • Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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