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20311 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20311 Chapel Trce, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,192 sqft · built 2013
Lot Size0.45 acres (19,593 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Apr 2012)
Tax Bill$12,653 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN32-46-25-E4-0700C.0160

Property Details

APN / Parcel Number

Primary APN32-46-25-E4-0700C.0160
Alternative APNs
  • 253246E40700C0160
  • 324625070000C0160
  • 10448799

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,192 sqft Living Area
Gross Area6,161 sqft
1st Floor Area3,080 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area19,593 sqft (0.45 acres)
View / LotCreek
Garage TypeAttached
Garage Area871 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area596 sqft
Patio Area720 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10448799
Street Address20311 CHAPEL TRCE
CityESTERO
StateFL
Zip33928-2993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 16
Legal Range25E
Legal Township46S
Legal Section32
Legal SubdivisionWEST BAY CLUB
Legal TractE4
Legal BlockC
Legal Lot Number16
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1001
Census Tract50319

Owner

Source: Lee County records · APN 32-46-25-E4-0700C.0160

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20311 CHAPEL TRCE, ESTERO, FL 33928-2993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2012 · Amount on Record
Deed SaleApr 04, 2012 · Amount on Record
Deed Document Number201274232
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20311 CHAPEL TRCE, ESTERO, FL 33928-2993
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20311 CHAPEL TRCE, ESTERO, FL 33928-2993

Mortgage

Document Number0000225537
DateJul 08, 2021
Instrument2021000225537
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,010,410 (+2.7%)$1,884,460 (+21.49%) Land $222,935 Building $1,661,525
2025$12,653.00 (+6.01%) Homeowner's exemption$983,846 (+5.99%)$1,551,186 (+7.14%) Land $266,637 Building $1,284,549
2023$11,936.00 (+1.24%) Homeowner's exemption$928,271 (+3%)$1,447,746 (+28.68%) Land $268,925 Building $1,178,821
2022$11,790.00 Homeowner's exemption$901,234$1,125,118 Land $208,350 Building $916,768

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 266 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies755 units insured
489 under condo master policies
Nearby Flood Claims124 (2017–2022)
Claims Outside the SFHA28 of 124
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 71 claims
  • Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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