Lee County property record for 20320 Chapel Trce, Estero, FL 33928 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,155 sqft · built 2007 |
| Lot Size | 0.312 acres (13,608 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,075,000 (Mar 2020) |
| Tax Bill | $18,395 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-46-25-E4-0700C.0390 |
| Primary APN | 32-46-25-E4-0700C.0390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,155 sqft Living Area |
| Gross Area | 8,936 sqft |
| 1st Floor Area | 3,281 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 13,608 sqft (0.312 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 440 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 895 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10448856 |
|---|---|
| Street Address | 20320 CHAPEL TRCE |
| City | ESTERO |
| State | FL |
| Zip | 33928-2989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST BAY CLUB PB 62 PGS 79-111 BLK C LOT 39 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | WEST BAY CLUB |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 39 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50319 |
Source: Lee County records · APN 32-46-25-E4-0700C.0390
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20320 CHAPEL TRCE, ESTERO, FL 33928-2989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · ARM UNION CAPITAL MORTGAGE CORP |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 09, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2020 · Amount on Record |
| Deed Sale | Mar 09, 2020 · Amount on Record |
| Prior Sale | Dec 12, 2012 · Amount on Record |
| Deed Document Number | 202060302 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20320 CHAPEL TRCE, ESTERO, FL 33928-2989 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033491 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017000033491 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MENTOR, OH 44060 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20320 CHAPEL TRCE, ESTERO, FL 33928-2989 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000061290 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 2017000061290 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 15, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 09, 2020 |
| Property Address | 20320 CHAPEL TRCE, ESTERO, FL 33928-2989 |
| Document Number | 0000060302 |
| Instrument Date | Mar 04, 2020 |
| Instrument | 60302 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 797 GIG HARBOR WA 983350797, GIG HARBOR, WA 98335-0797 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,395.00 (+5.84%) Homeowner's exemption | $1,424,784 (+5.99%) | $2,101,563 (+25.15%) Land $287,649 Building $1,813,914 |
| 2023 | $17,380.00 (+1.52%) Homeowner's exemption | $1,344,301 (+3%) | $1,679,293 (+28.67%) Land $281,111 Building $1,398,182 |
| 2022 | $17,119.00 Homeowner's exemption | $1,305,147 Land $226,566 Building $1,078,581 | $1,305,147 Land $226,566 Building $1,078,581 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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