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2024 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2024 State St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,416 sqft · built 1950
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on Record
Last Sale$146,000 (Nov 2007)
Tax Bill$6,483 (2026)
Deeds & MortgagesOct 2018 Loan Modification
May 2018 Transfer
Flood ZoneZone X (minimal risk)
APN421500 60.56-2-2

Property Details

APN / Parcel Number

Primary APN421500 60.56-2-2
Alternative APN
  • 150006005600020020000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area972 sqft
Upper Floors Area444 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Canopy68 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2024 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal Description10 1 BRICK AND GARAGE
Legal SubdivisionBELONGING TO WILLIAM STEERS ESTATE
Legal Block2
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2024 STATE ST, SCHENECTADY, NY 12304-2140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2018Loan Modification, Mortgage
FIFTH THIRD MTG
May 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2007 · Amount on Record
Deed SaleNov 16, 2007 · Amount on Record
Prior SaleOct 16, 2002 · Amount on Record
Deed Book / Page1771 / 465
Last Transfer DateApr 27, 2018
Transfer Doc0000020288
Record UpdatedOct 29, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address2024 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000048360
Instrument DateOct 10, 2018
Transaction TypeMortgage
Record UpdatedNov 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 STATE ST SCHENECTADY NY 123042140, SCHENECTADY, NY 12304-2140

Mortgage

Document Number0000048360
DateOct 31, 2018
Book Page004875/000246
Instrument48360
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 11, 2018
Property Address2024 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000020288
Book / Page001987 / 000092
Instrument DateApr 27, 2018
Instrument20288
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2024 STATE ST SCHENECTADY NY 123042140, SCHENECTADY, NY 12304-2140

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,483.00 (+2.84%) Homeowner's exemption
2025$6,304.00 (+6.67%)$141,100 (-) Land $21,200 Building $119,900$233,648 (+30.82%) Land $35,105 Building $198,543
2023$141,100 (-) Land $21,200 Building $119,900$178,608 (+3.8%) Land $26,836 Building $151,772
2022$141,100 Land $21,200 Building $119,900$172,073 Land $25,854 Building $146,219
2021$5,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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