2034 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2034 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1905
Lot Size	0.058 acres (2,533 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2026)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-2-40`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-2-40`
Alternative APN	`150003903600020400000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Total Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,533 sqft (0.058 acres)
Lot Dimensions	76 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2034 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1206
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2O PART OF EACH 2 WOOD
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2019
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	959 ALTAMONT BLVD, ALTAMONT, NY 12009-6313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	20268810
Deed Book / Page	2170 / 635
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 17, 2026
Property Address	2034 AVENUE A, SCHENECTADY, NY 12308-1206
Document Number	0000008811
Instrument Date	Apr 9, 2026
Instrument	20268811
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 ALTAMONT BLVD, ALTAMONT, NY 12009-6313

Mortgage

Document Number	0000008811,
Date	Apr 17, 2026
Instrument	20268811

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 17, 2026
Property Address	2034 AVENUE A, SCHENECTADY, NY 12308-1206
Document Number	0000008810
Book / Page	2170 / 635
Instrument Date	Apr 9, 2026
Instrument	2026.8810
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CATIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 ALTAMONT BLVD, ALTAMONT, NY 12009-6313

Mortgage

Document Number	0000008811,
Date	Apr 17, 2026
Instrument	2026..8811

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00 (+10.53%)	$68,200 (-) Land $10,200 Building $58,000	$112,933 (+30.82%) Land $16,890 Building $96,043
2023		$68,200 (-) Land $10,200 Building $58,000	$86,329 (+3.8%) Land $12,911 Building $73,418
2022		$68,200 Land $10,200 Building $58,000	$83,171 Land $12,439 Building $70,732
2021	$4,168.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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