2041 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2041 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,268 sqft · built 1910
Lot Size	0.086 acres (3,766 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2018)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-1-5`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-1-5`
Alternative APN	`150003903600010050000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,268 sqft Total Area
1st Floor Area	1,134 sqft
2nd Floor Area	1,134 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,766 sqft (0.086 acres)
Lot Dimensions	120 ft deep x 31.4 ft wide
Porch	Slab
Porch Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2041 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	19 2O PART OF 2 WOOD
Legal Subdivision	SECOND EDITION BANKER TRACT
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2018
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2041 AVENUE A, SCHENECTADY, NY 12308-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Aug 30, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	201837266
Deed Book / Page	1994 / 132
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2041 AVENUE A, SCHENECTADY, NY 12308-1205
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 DEERFIELD DR E, UTICA, NY 13502-1757

Mortgage

Document Number	0000021679
Date	Apr 26, 2022
Book Page	5222/1
Instrument	202221679

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2047

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 30, 2019
Property Address	2041 AVENUE A, SCHENECTADY, NY 12308-1205
Document Number	0000039100
Book / Page	002018 / 000835
Instrument Date	Aug 22, 2019
Instrument	39100
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 CARPENTER AVE BRONX NY 104701420, BRONX, NY 10470-1420

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 21, 2018
Property Address	2041 AVENUE A, SCHENECTADY, NY 12308-1205
Document Number	0000037266
Book / Page	1994 / 132
Instrument Date	Aug 13, 2018
Instrument	201837266
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NORTHWAY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 ROTTERDAM ST, 243, ROTTERDAM, NY 12306-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 POWELL AVE # B, B, WHITESBORO, NY 13492-1949

Mortgage

Document Number	0000037270
Date	Aug 21, 2018
Instrument	201837270

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,924.00 (+7.28%)	$101,600 (-) Land $15,200 Building $86,400	$168,240 (+30.82%) Land $25,170 Building $143,070
2023		$101,600 (-) Land $15,200 Building $86,400	$128,608 (+3.8%) Land $19,241 Building $109,367
2022		$101,600 Land $15,200 Building $86,400	$123,902 Land $18,537 Building $105,365
2021	$5,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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