2025 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2025 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1955
Lot Size	0.299 acres (13,026 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2023)
Tax Bill	$6,745 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 39.36-1-8`

Property Details

APN / Parcel Number

Primary APN	`421500 39.36-1-8`
Alternative APN	`150003903600010080000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,153 sqft
Upper Floors Area	711 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	13,026 sqft (0.299 acres)
Lot Dimensions	197 ft deep x 65.9 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2025 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	24 2 WOOD
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2018
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8579 N 107TH DR, PEORIA, AZ 85345-3467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
May 14, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	202315577
Deed Book / Page	2104 / 682
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	0017130213
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 20, 2023
Property Address	2025 AVENUE A, SCHENECTADY, NY 12308-1205
Document Number	0000015577
Book / Page	2104 / 682
Instrument Date	Feb 23, 2023
Instrument	202315577
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2025 AVENUE A, SCHENECTADY, NY 12308-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8579 N 107TH DR, PEORIA, AZ 85345-3467

Mortgage

Document Number	0000015578
Date	Mar 20, 2023
Instrument	202315578

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2025 AVENUE A, SCHENECTADY, NY 12308-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020722
Date	May 14, 2019
Book Page	4911/171
Instrument	201920722

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,745.00 (+1.86%)
2025	$6,622.00 (+56.44%)	$132,700 (-) Land $12,100 Building $120,600	$219,738 (+30.82%) Land $20,036 Building $199,702
2023		$132,700 (+64.23%) Land $12,100 Building $120,600	$167,975 (+70.47%) Land $15,316 Building $152,659
2022		$80,800 Land $12,100 Building $68,700	$98,537 Land $14,756 Building $83,781
2021	$4,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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