2021 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 2021 E River Rd, Cortland, NY 13045

Property Summary

Details3 bd · 3.5 ba · 2,176 sqft · built 1999
Lot Size2.84 acres (123,710 sqft)
OwnerIndividual Name on Record
Tax Bill$8,131 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN112289 77.00-09-10.110

Property Details

APN / Parcel Number

Primary APN112289 77.00-09-10.110
Alternative APN
  • 228907700000090101100000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,176 sqft Living Area
1st Floor Area2,176 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area123,710 sqft (2.84 acres)
Garage TypeMixed
Garage Area1,352 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2021 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9752
Property CategoryOther
Property TypeUnknown
Local Zoning Code04 - FARM
Legal Block9
Legal Lot Number10.110
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1008
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedCortland County Poor Farm
listed 1982 · 11 contributing resources · NRIS 82001115

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2021 E RIVER RD, CORTLAND, NY 13045-9752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 16, 2013
Transfer Doc0000005778
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCORTLAND NY
Recording DateJun 4, 2020
Property Address2021 E RIVER RD, CORTLAND, NY 13045-9752
Document Number0000002521
Instrument DateMay 15, 2020
Instrument2521
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 N MAIN ST CORTLAND NY 130451208, CORTLAND, NY 13045-1208

Mortgage

Document Number2522
DateJun 4, 2020
Instrument2522
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,131.00 (+114.71%)
2025$3,787.00 (+2.55%)$179,000 (-) Land $21,900 Building $157,100$284,127 (+11.11%) Land $34,762 Building $249,365
2023$3,693.00 Veteran's exemption$179,000 Land $21,900 Building $157,100$255,714 Land $31,286 Building $224,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Rd

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