San Joaquin County property record for 20328 E River Rd, Ripon, CA 95366 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2025) |
| Tax Bill | $6,570.00 (2025) |
| Primary APN | 245-230-420-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 1,440 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Metal Frame Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Old Parcel Number | 245-230-42 |
|---|---|
| Street Address | 20328 E RIVER RD |
| City | RIPON |
| State | CA |
| Zip | 95366-9712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL MAPS 16 PG 110 LOT 1 |
| Legal Subdivision | 16-110, PARCEL MAP |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | ESCALON |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 4906 |
Source: San Joaquin County records · APN 245-230-420-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20328 E RIVER RD, RIPON, CA 95366-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 05, 2025 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Nov 05, 2025 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 02, 2024 | Intrafamily Transfer, Transfer · Commercial Mortgage FREDERICK MILLER ETAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Prior Sale | Jul 02, 2024 · Amount on Record |
| Deed Doc Number | 202595083 |
| Prior Transfer Date | Jun 21, 2024 |
| Prior Transfer Doc | 0000054748 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 05, 2025 |
| Property Address | 20328 E RIVER RD, RIPON, CA 95366-9712 |
| Document Number | 0000095083 |
| Map Reference | MB 16 PG 110 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2025-095083 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20328 E RIVER RD, RIPON, CA 95366-9712 |
| Document Number | 0000095084 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025-095084 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 05, 2025 |
| Property Address | 20328 E RIVER RD, RIPON, CA 95366-9712 |
| Document Number | 0000095082 |
| Map Reference | MB 16 PG 110 |
| Instrument Date | Nov 03, 2025 |
| Instrument | 2025-095082 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9354 PADDON DR, ESCALON, CA 95320-8200 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 02, 2024 |
| Property Address | 20328 E RIVER RD, RIPON, CA 95366-9712 |
| Document Number | 0000054748 |
| Map Reference | MB 16 PG 110 |
| Instrument Date | Jun 21, 2024 |
| Instrument | 2024-054748 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2025 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9354 PADDON DR, ESCALON, CA 95320-8200 |
| Document Number | 0000054751 |
|---|---|
| Date | Jul 02, 2024 |
| Instrument | 2024-054751 |
| Name | FREDERICK MILLER ETAL |
|---|---|
| Type | Private Party |
| Address | 3431 MILLBROOK AVE, MODESTO, CA 95355 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,570.00 (+91.43%) | $590,000 (+92.91%) Land $445,000 Building $145,000 | |
| 2023 | $3,432.00 (+2.88%) Homeowner's exemption | $305,845 Land $195,401 Building $110,444 | $456,210 |
| 2022 | $3,336.00 |
20328 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 72nd percentile of exposed land nationally · 47th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 346 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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