20309 E River Rd, Ripon, CA 95366 Property Records

San Joaquin County property record for 20309 E River Rd, Ripon, CA 95366 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1917
Square Footage2,260 sqft
Lot Size106,286 sqft (2.44 acres)
Last Sale$2,000,000 (2021)
Tax Bill$5,898.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-230-540-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,260 sqft
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1917
Lot Area106,286 sqft (2.44 acres)

Location & Zoning

Street Address20309 E RIVER RD
CityRIPON
StateCA
Zip95366-9712
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description93-FM PT OF PAR 22/PT TO 53 PM 18-78
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionESCALON
Census Blockgroup3
Census Block3035
Census Tract4906

Owner

Source: San Joaquin County records · APN 245-230-540-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 389, RIPON, CA 95366-0389
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Oct 04, 2021Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Prior SaleFeb 20, 2004
Deed Doc Number2021-166341
Record RefreshedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20309 E RIVER RD, RIPON, CA 95366-9712
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095962
DateAug 22, 2017
Instrument2017-095962
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 04, 2021
Property Address20309 E RIVER RD, RIPON, CA 95366-9712
Document Number0000166341
Instrument DateSep 29, 2021
Instrument2021-166341
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20401 E RIVER RD, RIPON, CA 95366-9712

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$5,898.00 (+4.76%)$541,215 (+4.04%) Land $392,646 Building $148,569
2023$5,630.00 (+2.27%)$520,200 Land $377,400 Building $142,800
2022$5,505.00

Flood & Wildfire

20309 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
72nd percentile of exposed land nationally · 47th in California
Wildfire LikelihoodHigh — about 1 in 346 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

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