20326 Arrowhead Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20326 Arrowhead Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,890 sqft · built 2008
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$3,900,000 (Jan 2022)
Tax Bill$12,922 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161220-AA-00123

Property Details

APN / Parcel Number

Primary APN161220-AA-00123
Alternative APN
  • 209503

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories1 Story
Building Area4,890 sqft Living Area
Gross Area5,944 sqft
1st Floor Area3,470 sqft
Basement Area1,420 sqft
Breakfast NookBreakfast Nook
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area16,117 sqft (0.37 acres)
Garage Area1,054 sqft

Location & Zoning

Account Number209503
Street Address20326 ARROWHEAD DR
CityBEND
StateOR
Zip97703-8774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEFUTRB
Legal DescriptionDESCHUTES RIVER RANCH LOT 23
Legal Range12
Legal Township16
Legal Section20
Legal SubdivisionDESCHUTES RIVER RANCH
Legal Lot Number23
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group1
Census Block1011
Census Tract1002

Owner

20326 Arrowhead Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Deschutes County records, as of May 18, 2026

Owner of Record2 Individual Names on File
Mailing Address20326 ARROWHEAD DR, BEND, OR 97703-8774
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on File
Deed SaleJan 11, 2022 · Amount on File
Prior SaleOct 13, 2005 · Amount on File
Deed Document Number20221381
Prior Transfer DateMay 10, 2008
Prior Transfer Doc0000021321
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJan 11, 2022
Property Address20326 ARROWHEAD DR, BEND, OR 97703-8774
Document Number0000001381
Map ReferenceCAB F PG 414
Instrument DateJan 7, 2022
Instrument2022-01381
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OREG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20326 ARROWHEAD DR, BEND, OR 97703-8774
InvestorPossibly a Property Investor

Mortgage

Document Number0000001382
DateJan 11, 2022
Instrument2022-01382
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20326 Arrowhead Dr was $12,922, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,922.00 (+4.65%)$945,680 (+3%)$2,975,460 (-) Land $456,650 Building $2,518,810
2024$12,348.00 (+5.47%)$918,150 (+3%)$2,975,460 (-) Land $456,650 Building $2,518,810
2023$11,708.00$891,420$2,975,460 Land $456,650 Building $2,518,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20326 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20326 Arrowhead Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arrowhead Dr

Nearby Streets

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