20315 Arrowhead Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20315 Arrowhead Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,719 sqft · built 2020
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$2,125,000 (Apr 2024)
Tax Bill	$10,924 (2025)
Deeds & Mortgages	Apr 2024 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161220-AA-00116`

Property Details

APN / Parcel Number

Primary APN	`161220-AA-00116`
Alternative APNs	`R2007161220AA01000` `209495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,719 sqft
Gross Area	840 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	209495
Street Address	20315 ARROWHEAD DR
City	BEND
State	OR
Zip	97703-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Description	DESCHUTES RIVER RANCH LOT 15
Legal Range	12
Legal Township	16
Legal Section	20
Legal Subdivision	DESCHUTES RIVER RANCH
Legal Lot Number	15
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	1
Census Block	1011
Census Tract	1002

Owner

20315 Arrowhead Dr is owner-occupied and held in a trust since April 2024.

Source: Deschutes County records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Aug 2, 2021	Intrafamily Transfer, Transfer
Sep 30, 2019	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202410283
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000045185
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 26, 2024
Property Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Document Number	0000010283
Map Reference	CAB F PG 414
Instrument Date	Apr 25, 2024
Instrument	2024-10283
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20315 ARROWHEAD DR, BEND, OR 97703-8774

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042767
Date	Jul 20, 2021
Instrument	2021-42767

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041393
Date	Aug 18, 2020
Instrument	2020-41393

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	CASPER, WY 82601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 2, 2021
Property Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Document Number	0000045185
Map Reference	CAB F PG 414
Instrument Date	Jul 12, 2021
Instrument	2021-45185
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20315 ARROWHEAD DIRVE, BEND, OR 97703-8774

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 30, 2019
Property Address	20315 ARROWHEAD DR, BEND, OR 97703-8774
Document Number	0000036928
Instrument Date	Sep 27, 2019
Instrument	36928
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4025 RIDGE LN WEST LINN OR 970682917, WEST LINN, OR 97068-2917

Tax Assessment & Valuation

The 2025 property tax bill for 20315 Arrowhead Dr was $10,924, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,924.00 (+4.58%)	$696,430 (+3%)	$1,926,320 (-) Land $321,140 Building $1,605,180
2024	$10,446.00 (+5.79%)	$676,150 (+3%)	$1,926,320 (-) Land $321,140 Building $1,605,180
2023	$9,874.00	$656,460	$1,926,320 Land $321,140 Building $1,605,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20315 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20315 Arrowhead Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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