20316 Arrowhead Dr, Bend, OR 97703 Property Records

Deschutes County property record for 20316 Arrowhead Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,831 sqft · built 2013
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Trust Names on File
Last Sale	$1,950,000 (Nov 2024)
Tax Bill	$14,296 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161220-AA-00121`

Property Details

APN / Parcel Number

Primary APN	`161220-AA-00121`
Alternative APNs	`R2007161220AA00300` `209500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,831 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	2,831 sqft
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	18,295 sqft (0.42 acres)
Garage Area	673 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	209500
Street Address	20316 ARROWHEAD DR
City	BEND
State	OR
Zip	97703-8774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Description	DESCHUTES RIVER RANCH LOT 21
Legal Range	12
Legal Township	16
Legal Section	20
Legal Subdivision	DESCHUTES RIVER RANCH
Legal Lot Number	21
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	1
Census Block	1011
Census Tract	1002

Owner

20316 Arrowhead Dr is owner-occupied and held in a trust since November 2024.

Source: Deschutes County records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20316 ARROWHEAD DR, BEND, OR 97703-8774
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Sep 1, 2020	Warranty Deed, Transfer AMERITITLE
Jun 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	202430267
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	0000022159
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20316 ARROWHEAD DR, BEND, OR 97703-8774
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030167
Date	Aug 4, 2022
Instrument	2022-30167

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 1, 2020
Property Address	20316 ARROWHEAD DR, BEND, OR 97703-8774
Document Number	0000044605
Instrument Date	Aug 27, 2020
Instrument	44605
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$1,410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 SW WILSON AVE #204 BEND OR 977022988, 204, BEND, OR 97702-2988

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 1, 2018
Property Address	20316 ARROWHEAD DR, BEND, OR 97703-8774
Document Number	0000022159
Instrument Date	May 31, 2018
Instrument	22159
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20316 ARROWHEAD DR BEND OR 977038774, BEND, OR 97703-8774

Tax Assessment & Valuation

The 2025 property tax bill for 20316 Arrowhead Dr was $14,296, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,296.00 (+4.57%)	$911,400 (+3%)	$2,303,230 (-) Land $461,650 Building $1,841,580
2024	$13,671.00 (+5.8%)	$884,860 (+3%)	$2,303,230 (-) Land $461,650 Building $1,841,580
2023	$12,922.00	$859,090	$2,303,230 Land $461,650 Building $1,841,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20316 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20316 Arrowhead Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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