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20322 Rusty Rock Ln, Cypress, TX 77433 Property Records

Harris County property record for 20322 Rusty Rock Ln, Cypress, TX 77433

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,831 sqft · built 2012
Lot Size0.259 acres (11,286 sqft)
OwnerIndividual Name on File
Last Sale$266,500 (Aug 2012)
Tax Bill$2,336 (2020)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN130-292-001-0006

Property Details

APN / Parcel Number

Primary APN130-292-001-0006

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,831 sqft Living Area
1st Floor Area1,933 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,286 sqft (0.259 acres)
Garage Area515 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1302920010006
Street Address20322 RUSTY ROCK LN
CityCYPRESS
StateTX
Zip77433-6299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 1 CANYON LAKES WEST SEC 4
Legal SubdivisionCANYON LAKES WEST SEC 4
Legal Block1
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1054
Census Tract543006

Owner

20322 Rusty Rock Ln is owned and occupied by an individual who bought it in August 2012.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20322 RUSTY ROCK LN, CYPRESS, TX 77433-6299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2012 · Amount on File
Deed SaleAug 3, 2012 · Amount on File
Deed Document Number2012350514
Deed Book / Page3502 / 539
Prior Transfer DateJul 31, 2012
Prior Transfer Doc20120350514
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20322 RUSTY ROCK LN, CYPRESS, TX 77433-6299
Transaction TypeMortgage
Record UpdatedMar 1, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20322 RUSTY ROCK LN, CYPRESS, TX 77433-6299

Mortgage

Document Number0000051289
DateFeb 14, 2023
Instrument2023-051289
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term348 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,599 (-7.98%) Land $81,642 Building $344,957$426,599 (-7.98%) Land $81,642 Building $344,957
2025$463,607 Land $81,642 Building $381,965$463,607 Land $81,642 Building $381,965
2023$490,293 Land $74,220 Building $416,073$490,293 Land $74,220 Building $416,073
2020$2,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20322 Rusty Rock Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 451 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies451 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20322 Rusty Rock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 165
serves 40,503 people · EPA ID TX1012187
Water SourcePurchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Astound Broadband, Verizon.

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