20306 Rusty Rock Ln, Cypress, TX 77433 Property Records

Harris County property record for 20306 Rusty Rock Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,811 sqft · built 2011
Lot Size	0.16 acres (6,985 sqft)
Owner	Individual Name on Record
Last Sale	$273,200 (Dec 2019)
Tax Bill	$7,563 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`130-292-001-0002`

Property Details

APN / Parcel Number

Primary APN	`130-292-001-0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
1st Floor Area	1,810 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,985 sqft (0.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	145 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1302920010002
Street Address	20306 RUSTY ROCK LN
City	CYPRESS
State	TX
Zip	77433-6299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1 CANYON LAKES WEST SEC 4
Legal Subdivision	CANYON LAKES WEST SEC 4
Legal Block	1
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1054
Census Tract	543006

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20306 RUSTY ROCK LN, CYPRESS, TX 77433-6299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 30, 2019	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	2019573903
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0000573903
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20306 RUSTY ROCK LN, CYPRESS, TX 77433-6299
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20306 RUSTY ROCK LN, CYPRESS, TX 77433-6299

Mortgage

Document Number	0000287774
Date	Jul 31, 2023
Instrument	2023-287774

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Dec 30, 2019
Property Address	20306 RUSTY ROCK LN, CYPRESS, TX 77433-6299
Document Number	0000573903
Map Reference	MF 617223
Instrument Date	Dec 27, 2019
Instrument	2019-573903
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20306 RUSTY ROCK LN, CYPRESS, TX 77433-6299

Mortgage

Document Number	0000573904
Date	Dec 30, 2019
Instrument	2019-573904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,752 (-8.58%) Land $76,675 Building $295,077	$371,752 (-8.58%) Land $76,675 Building $295,077
2025	$7,563.00 (+198.58%) Homeowner's exemption	$406,661 (-5.54%) Land $76,675 Building $329,986	$406,661 (-5.54%) Land $76,675 Building $329,986
2024	$2,533.00 (+20.22%)
2023		$430,500 Land $69,704 Building $360,796	$430,500 Land $69,704 Building $360,796
2022	$2,107.00 (+24.9%)
2020	$1,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 451 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	451 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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