Harris County property record for 20318 Rusty Rock Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,867 sqft · built 2013 |
| Lot Size | 0.177 acres (7,729 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,500 (Jan 2018) |
| Tax Bill | $7,701 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-292-001-0005 |
| Primary APN | 130-292-001-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,867 sqft Living Area |
| 1st Floor Area | 1,714 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,729 sqft (0.177 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 129 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1302920010005 |
|---|---|
| Street Address | 20318 RUSTY ROCK LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-6299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 1 CANYON LAKES WEST SEC 4 |
| Legal Subdivision | CANYON LAKES WEST SEC 4 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 543006 |
20318 Rusty Rock Ln is owned and occupied by an individual who bought it in January 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20318 RUSTY ROCK LN, CYPRESS, TX 77433-6299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Prior Sale | Apr 21, 2014 · Amount on File |
| Deed Document Number | 201824733 |
| Prior Transfer Date | Jan 15, 2018 |
| Prior Transfer Doc | 0000024733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 19, 2018 |
| Property Address | 20318 RUSTY ROCK LN, CYPRESS, TX 77433-6299 |
| Document Number | 0000024733 |
| Map Reference | FILE617223 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 20180024733 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20318 RUSTY ROCK LN, CYPRESS, TX 77433-6299 |
| Document Number | 0000024734 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 20180024734 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 20318 Rusty Rock Ln was $7,701 with a homeowner's exemption, up 206.1% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,281 (-7.89%) Land $77,534 Building $302,747 | $380,281 (-7.89%) Land $77,534 Building $302,747 | |
| 2025 | $7,701.00 (+206.08%) Homeowner's exemption | $412,854 Land $77,534 Building $335,320 | $412,854 Land $77,534 Building $335,320 |
| 2024 | $2,516.00 | ||
| 2023 | $435,638 Land $70,485 Building $365,153 | $435,638 Land $70,485 Building $365,153 | |
| 2022 | $2,093.00 | ||
| 2020 | $1,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20318 Rusty Rock Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 451 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 451 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20318 Rusty Rock Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Verizon.
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