Clay County property record for 2032 Cornell Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,793 sqft · built 2019 |
| Lot Size | 0.216 acres (9,452 sqft) |
| Owner | Owner Name on File |
| Last Sale | $155,000 (Oct 2012) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 12-05-24-006189-000-00 |
| Primary APN | 12-05-24-006189-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Heated Area |
| Gross Area | 5,170 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,452 sqft (0.216 acres) |
| Lot Dimensions | 146 ft deep x 65 ft wide |
| Garage Area | 470 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 121 sqft |
| Patio Area | 576 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2032 CORNELL RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | LOT 14 BLACK CREEK HILLS AS REC O R 3456 PG 2074 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Subdivision | BLACK CREEK |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30103 |
The current owner of 2032 Cornell Rd bought it in October 2012.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2032 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2019 | Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2012 · Amount on File |
| Deed Sale | Oct 3, 2012 · Amount on File |
| Prior Sale | Aug 2, 2006 · Amount on File |
| Deed Document Number | 2012054704 |
| Deed Book / Page | 3456 / 2074 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2032 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0041590714 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2032 CORNELL RD MIDDLEBURG FL 320685106, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0041590714 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 004159/000714 |
| Instrument | 4201 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Jan 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2032 CORNELL RD, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040900400 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2032 CORNELL RD MIDDLEBURG FL 320685106, MIDDLEBURG, FL 32068-5106 |
| Document Number | 0040900400 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 004090/000400 |
| Instrument | 28554 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, FL 32503 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 2032 Cornell Rd was $1,416 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,416.00 Homeowner's exemption | $133,037 | $436,930 Land $65,000 Building $371,930 |
| 2023 | $1,841.00 (+9.98%) Homeowner's exemption | $125,523 (+3%) | $395,043 (+15.61%) Land $65,000 Building $330,043 |
| 2022 | $1,674.00 Homeowner's exemption | $121,867 | $341,714 Land $50,000 Building $291,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2032 Cornell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2032 Cornell Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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