2026 Cornell Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2026 Cornell Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,621 sqft · built 1995
Lot Size	0.572 acres (24,959 sqft)
Owner	Owner Name on File
Last Sale	$207,500 (Apr 2014)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-05-24-006190-000-00`

Property Details

APN / Parcel Number

Primary APN	`12-05-24-006190-000-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,621 sqft Heated Area
Gross Area	5,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,959 sqft (0.572 acres)
Lot Dimensions	184 ft deep x 66 ft wide
Porch	Porch
Porch Area	388 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2026 CORNELL RD
City	MIDDLEBURG
State	FL
Zip	32068-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	LOTS 15 & 16 BLACK CREEK HILLSAS REC O R 3633 PG 910
Legal Range	24
Legal Township	05
Legal Section	12
Legal Subdivision	BLACK CREEK
Legal Lot Number	15,16 16
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3001
Census Tract	30103

Owner

The current owner of 2026 Cornell Rd bought it in April 2014.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	2026 CORNELL RD, MIDDLEBURG, FL 32068-5106
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Apr 9, 2014 · Amount on File
Deed Sale	Apr 9, 2014 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Document Number	2014017869
Deed Book / Page	3633 / 0910
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2026 CORNELL RD, MIDDLEBURG, FL 32068-5106
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2026 CORNELL RD, MIDDLEBURG, FL 32068-5106

Mortgage

Document Number	0044690899
Date	Jun 14, 2021
Book Page	4469/899
Instrument	2021037029

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2026 Cornell Rd was $4,010 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$308,102	$441,230 Land $88,000 Building $353,230
2023	$4,273.00 (+5.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$290,699 (+3%)	$405,644 (+9.35%) Land $88,000 Building $317,644
2022	$4,039.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$282,233	$370,956 Land $88,000 Building $282,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2026 Cornell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2026 Cornell Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20